{"id":101024,"date":"2023-07-26T06:00:00","date_gmt":"2023-07-26T06:00:00","guid":{"rendered":"https:\/\/gogonihon.kinsta.cloud\/?p=99531"},"modified":"2025-10-10T16:42:01","modified_gmt":"2025-10-10T07:42:01","slug":"buying-property-in-japan-as-a-foreigner","status":"publish","type":"post","link":"https:\/\/gogonihon.com\/en\/blog\/buying-property-in-japan-as-a-foreigner\/","title":{"rendered":"A beginner\u2019s guide to buying property in Japan as a foreigner"},"content":{"rendered":"\n<p><strong>Updated October 2025<\/strong><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Have you ever considered buying an apartment or a holiday home in Japan? Buying property in Japan as a foreigner can seem daunting, but it is an achievable dream and can be a good investment if you are planning to stay in Japan long term.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">In this article, we will discuss how to get started on your property ownership journey, some rules and restrictions to be mindful of, and a quick rundown on the associated costs of buying property in Japan.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">It is also important to mention that we are not experts on the matter, so we strongly recommend getting professional advice from an experienced real estate broker in Japan.<\/span><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"898\" height=\"491\" src=\"https:\/\/gogonihon.com\/wp-content\/uploads\/2023\/07\/GGN-Blog-Watermark-Rebrand-83.png\" alt=\"residential street with houses and apartment buildings with a sunset behind them\" class=\"wp-image-196296\" srcset=\"https:\/\/gogonihon.com\/wp-content\/uploads\/2023\/07\/GGN-Blog-Watermark-Rebrand-83.png 898w, https:\/\/gogonihon.com\/wp-content\/uploads\/2023\/07\/GGN-Blog-Watermark-Rebrand-83-300x164.png 300w, https:\/\/gogonihon.com\/wp-content\/uploads\/2023\/07\/GGN-Blog-Watermark-Rebrand-83-768x420.png 768w\" sizes=\"(max-width: 898px) 100vw, 898px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><b>Getting started with buying property in Japan<\/b><\/h2>\n\n\n\n<p><span style=\"font-weight: 400\">A foreigner can buy property in Japan just as a Japanese national can. This is also true for buying the land the property building sits on. This means there are <\/span><b>no restrictions on visa status when buying property<\/b><span style=\"font-weight: 400\"> in Japan. Furthermore, there are no expiration dates for the rights to property or real estate, and it is possible to freely buy, sell, and inherit property among foreigners in Japan. You also pay the same amount of tax as a Japanese national would.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">While this sounds nice and easy on the face of it, there could be a huge hurdle when it comes to securing a home loan in Japan, which we will explain a bit further down.<\/span><\/p>\n\n\n\n<p>While Japan currently places no restrictions on foreigners purchasing real estate, non-residents may need to report their property purchase under the Foreign Exchange and Foreign Trade Act (FEFTA). This applies mainly to certain types of transactions, such as commercial or large-scale property investments, and must be filed with the Ministry of Finance via the Bank of Japan within 20 days of purchase.<\/p>\n\n\n\n<p>There have also been occasional discussions about regulating foreign ownership of land near sensitive sites, but as of 2025 no nationwide restrictions are in place.<\/p>\n\n\n\n<p><span style=\"font-weight: 400\">These things are subject to change so <strong>make sure to check the latest information<\/strong> with a real estate broker in Japan.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><b>Required documents<\/b><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">The documents you need when buying property in Japan are straightforward. If you don\u2019t have residency in Japan, all you need is a proof of identity (for example a passport) and an affidavit to validate your ID.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Affidavits must be certified by a notary public in your home country, or by your country\u2019s embassy in Japan. It\u2019s recommended to obtain an affidavit before arriving in Japan to buy property, in case you aren\u2019t able to get one when you\u2019re in Japan.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">If you are a Japanese resident (for example, if you are in Japan on a student or working visa), you need to prepare:&nbsp;<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\">Proof of identity<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">Proof of residence<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">Your residence card<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">Personal seal (\u5224\u5b50, <\/span><i><span style=\"font-weight: 400\">hanko<\/span><\/i><span style=\"font-weight: 400\">)<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">Certificate of seal impression (\u5370\u9451\u767b\u9332\u8a3c\u660e\u66f8, <\/span><i><span style=\"font-weight: 400\">inkan t\u043e\u0304roku sh\u043e\u0304meisho<\/span><\/i><span style=\"font-weight: 400\">)<\/span><\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"898\" height=\"491\" src=\"https:\/\/gogonihon.com\/wp-content\/uploads\/2023\/01\/GGN-Blog-Watermark-Rebrand-81.png\" alt=\"two women sitting at a desk and going over a document\" class=\"wp-image-195548\" srcset=\"https:\/\/gogonihon.com\/wp-content\/uploads\/2023\/01\/GGN-Blog-Watermark-Rebrand-81.png 898w, https:\/\/gogonihon.com\/wp-content\/uploads\/2023\/01\/GGN-Blog-Watermark-Rebrand-81-300x164.png 300w, https:\/\/gogonihon.com\/wp-content\/uploads\/2023\/01\/GGN-Blog-Watermark-Rebrand-81-768x420.png 768w\" sizes=\"(max-width: 898px) 100vw, 898px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><b>Important things to consider<\/b><\/h2>\n\n\n\n<p><span style=\"font-weight: 400\">When buying property in Japan, there are some things that are important to keep in mind.&nbsp;<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><b>Use a real estate broker<\/b><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">First of all, most purchases\/sales are brokered by a real estate company to prevent any bureaucratic mistakes. Buying property in Japan can be a difficult and expensive process, so it\u2019s always best to work with a <strong>trusted real estate broker<\/strong>. Importantly, if you are a foreigner, it\u2019s best to find a broker who is experienced with completing real estate transactions with foreigners, as the process is different from one involving Japanese nationals.<br><br>Some of the most popular websites for buying property in Japan are <\/span><a href=\"https:\/\/suumo.jp\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400\">SUUMO<\/span><\/a><span style=\"font-weight: 400\">, <\/span><a href=\"https:\/\/www.athome.co.jp\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400\">at home<\/span><\/a><span style=\"font-weight: 400\">, and <\/span><a href=\"https:\/\/www.homes.co.jp\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400\">lifull home\u2019s<\/span><\/a><span style=\"font-weight: 400\">. Note that these websites don\u2019t offer English support. If you can\u2019t read Japanese, one website that may be useful is <\/span><a href=\"https:\/\/realestate.co.jp\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400\">realestatejapan<\/span><\/a><span style=\"font-weight: 400\">.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><b>Securing a home loan as a foreigner<\/b><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">Technically, foreigners can obtain a home loan in Japan. However, in reality, actually securing a home loan as a foreigner can be tough. This is because many of Japan\u2019s banks are hesitant to approve home loans for foreigners if they don\u2019t meet certain requirements.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Despite anybody \u2014 Japanese resident or not \u2014 being able to purchase property in Japan, there is often a requirement from banks for foreign home loan applicants to have Permanent Residency. Failing this, you should have lived in Japan long enough to apply for Permanent Residency, or you need to have a Japanese spouse.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">This is on top of other basic prerequisites:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\">You should be over 20 years old, but younger than 65<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">Have had a stable full-time income for at least one year with an employer, or at least two years\u2019 self-employed<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">Be eligible for group credit life insurance (\u56e3\u4f53\u4fe1\u7528\u751f\u547d\u4fdd\u967a <\/span><i><span style=\"font-weight: 400\">dantai shiny\u014d seimei hoken<\/span><\/i><span style=\"font-weight: 400\">) \u2014 this is the most common type of life insurance available for home loans<\/span><\/li>\n<\/ul>\n\n\n\n<p><span style=\"font-weight: 400\">There are financial institutions that may approve loans for people without permanent residency status. Please check with your bank for their individual home loan application requirements.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><b>The value of property<\/b><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">Another important thing to know is that <strong>buildings in Japan generally depreciate in value over time<\/strong> due to a number of factors including the aging population, slow economic growth, and natural disasters.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">This means that on the one hand it is possible to find property cheap, especially in the countryside. But on the other hand, it means that buying property may not be viable as an investment \u2014 unless you also purchase the land that the building is built on, since land in Japan doesn\u2019t lose value over time.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Land and the buildings on top of it are separate legal entities in Japan, so you may either hold a freehold title <\/span><span style=\"font-weight: 400\">\u6240\u6709\u6a29 <\/span><i><span style=\"font-weight: 400\">sh\u014dy\u016bken<\/span><\/i><span style=\"font-weight: 400\"> or a leasehold <\/span><span style=\"font-weight: 400\">\u501f\u5730\u6a29 <\/span><i><span style=\"font-weight: 400\">shakuchiken<\/span><\/i> <span style=\"font-weight: 400\">when buying property in Japan.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">We won\u2019t be covering the finer details of freehold and leasehold property titles in this article. However, we do recommend you do your own research <\/span>about property ownership and rights in Japan before buying.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><b>Earthquake-proof housing<\/b><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">Finally, when buying property in Japan you want to make sure that your future home is <\/span><b>earthquake resistant<\/b><span style=\"font-weight: 400\">. <\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Some rules of thumbs are:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\">Never buy a property built before 1982. This is due to the homes being built on old earthquake codes. For wood-framed houses, choose a building built after 2000.<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">Where is the building located? It is best to avoid buildings built on soft soil such as reclaimed land. Also it may be wise to avoid homes near the sea and rivers.<\/span><\/li>\n<\/ul>\n\n\n\n<p><span style=\"font-weight: 400\">The price for buying a property in Japan varies greatly depending on the location, so it is difficult to give exact figures on the price. It tends to get cheaper the further away you get from the large cities. Some prefectures even pay you to take over an abandoned house (\u7a7a\u304d\u5bb6, <\/span><i><span style=\"font-weight: 400\">akiya<\/span><\/i><span style=\"font-weight: 400\">) in exchange for your written pledge to repair and maintain it.<\/span><span style=\"font-weight: 400\"><br><\/span><span style=\"font-weight: 400\"><br><\/span><span style=\"font-weight: 400\">For information on pricing, we recommend visiting the websites mentioned above and speaking to a broker.<\/span><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"898\" height=\"491\" src=\"https:\/\/gogonihon.com\/wp-content\/uploads\/2023\/07\/GGN-Blog-Watermark-Rebrand-84.png\" alt=\"several yen bills stacked on top of each other\" class=\"wp-image-196304\" srcset=\"https:\/\/gogonihon.com\/wp-content\/uploads\/2023\/07\/GGN-Blog-Watermark-Rebrand-84.png 898w, https:\/\/gogonihon.com\/wp-content\/uploads\/2023\/07\/GGN-Blog-Watermark-Rebrand-84-300x164.png 300w, https:\/\/gogonihon.com\/wp-content\/uploads\/2023\/07\/GGN-Blog-Watermark-Rebrand-84-768x420.png 768w\" sizes=\"(max-width: 898px) 100vw, 898px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Associated costs with purchasing a property<\/h2>\n\n\n\n<p><span style=\"font-weight: 400\">Some associated costs to consider when buying property in Japan are:<\/span><\/p>\n\n\n\n<p><b>Down payment (\u982d\u91d1, <\/b><b><i>atamakin<\/i><\/b><b>)<br><\/b><span style=\"font-weight: 400\">When buying a property you\u2019re also required to make a deposit of approximately 5-10% of the total value.<\/span><\/p>\n\n\n\n<p><b>Brokerage fee (\u4ef2\u4ecb\u624b\u6570\u6599, <i>ch\u016bkaite s\u016bry\u014d<\/i>)<br><\/b><span style=\"font-weight: 400\">Usually around 3-4% as well as a fixed price of around 60,000 yen. This fee is paid in two steps. One half at the time of signing the agreement, and the other half at the time of settlement.<\/span><\/p>\n\n\n\n<p><b>Revenue stamp (\u53ce\u5165\u5370\u7d19, <i>sh\u016bny\u016b inshi<\/i>)<br><\/b><span style=\"font-weight: 400\">The price of the revenue stamp varies depending on the value of the property or real estate being purchased. A temporary government measure that reduced the cost of real estate contract stamps by half ended on March 31, 2024. As of 2025, standard stamp duty rates apply \u2014 for example, purchasing a property valued up to 50 million yen requires a 10,000-yen stamp.<\/span><\/p>\n\n\n\n<p><b>Registration fees (\u767b\u9332\u8cbb\u7528, <\/b><b><i>t\u014droku hiy\u014d<\/i><\/b><b>)<br><\/b><span style=\"font-weight: 400\">For buying a real estate or a property you also need to pay registration and license tax (\u767b\u9332\u514d\u8a31\u7a0e, <\/span><i><span style=\"font-weight: 400\">t<\/span><\/i><i><span style=\"font-weight: 400\">\u043e\u0304roku menkyo zei<\/span><\/i><span style=\"font-weight: 400\">) as well as legal service associated fees.<\/span><\/p>\n\n\n\n<p><b>Liquidation fees (\u6e05\u7b97, <\/b><b><i>seisan<\/i><\/b><b>)<br><\/b><span style=\"font-weight: 400\">Finally you also have to cover the expenses that the seller has already paid. This is typically the fixed-property tax (\u56fa\u5b9a\u8cc7\u7523\u7a0e, <\/span><i><span style=\"font-weight: 400\">kotei shisan zei<\/span><\/i><span style=\"font-weight: 400\">) and maintanance fees (\u7ba1\u7406\u8cbb, <\/span><i><span style=\"font-weight: 400\">kanri-hi<\/span><\/i><span style=\"font-weight: 400\">). These fees vary depending on the circumstances.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><b>Helpful words and phrases<\/b><\/h2>\n\n\n\n<p><span style=\"font-weight: 400\">Finally, let us introduce you to some helpful vocabulary that might help you in your endeavor of buying a property in Japan!<br><br>To start off, have you ever seen the word \u201cLDK\u201d before? This is a term often seen when scrolling through websites that list different apartments. LDK means \u201cliving, dining, and kitchen area. Usually families tend to live in a 2LDK or 3LDK. Other common abbreviations are \u201c1K\u201d (one room with kitchen), or \u201c1DK\u201d (one room with dining area and kitchen).&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Here is some other vocabulary that may be useful to know:<br><br>Real estate \u2014 \u4e0d\u52d5\u7523 <\/span><i><span style=\"font-weight: 400\">fud\u043e\u0304san<br><\/span><\/i><span style=\"font-weight: 400\">Property \u2014 \u7269\u4ef6 <\/span><i><span style=\"font-weight: 400\">bukken<br><\/span><\/i><span style=\"font-weight: 400\">Real estate agent \u2014 \u4e0d\u52d5\u7523\u696d\u8005 <\/span><i><span style=\"font-weight: 400\">fud\u043e\u0304san gy\u043e\u0304sha<br><\/span><\/i><span style=\"font-weight: 400\">Deposit \u2014 \u4fdd\u8a3c\u91d1<\/span> <i><span style=\"font-weight: 400\">hosh\u014dkin<br><\/span><\/i><span style=\"font-weight: 400\">Loan for buying a house \u2014 \u4f4f\u5b85\u30ed\u30fc\u30f3, <\/span><i><span style=\"font-weight: 400\">j\u016btaku r\u014dn<br><\/span><\/i><span style=\"font-weight: 400\">Purchase \u2014 \u8cfc\u5165\u3059\u308b <\/span><i><span style=\"font-weight: 400\">k\u043e\u0304ny\u016b-suru<br><\/span><\/i><span style=\"font-weight: 400\">Contract \u2014 \u5951\u7d04\u66f8 <\/span><i><span style=\"font-weight: 400\">keiyaku-sho<br><\/span><\/i><span style=\"font-weight: 400\">Budget \u2014 \u4e88\u7b97 <\/span><i><span style=\"font-weight: 400\">yosan<\/span><\/i><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">That\u2019s it for this time! Did you find the article useful? If you ever bought a property in Japan before, feel free to share your story with us!<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">We do regular updates about all sorts of cultural things in Japan, as well as about learning the language and daily life here. <\/span><\/p>\n\n\n\n<p><strong>If you are interested in more things like this, feel free to follow our <a href=\"https:\/\/gogonihon.com\/en\/blog\/\" target=\"_blank\" rel=\"noreferrer noopener\">blog<\/a>!<\/strong><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Updated October 2025 Have you ever considered buying an apartment or a holiday home in Japan? Buying property in Japan as a foreigner can seem daunting, but it is an achievable dream and can be a good investment if you are planning to stay in Japan long term.&nbsp; In this article, we will discuss how [&hellip;]<\/p>\n","protected":false},"author":19,"featured_media":101025,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[402],"tags":[690],"class_list":["post-101024","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-how-to","tag-living-abroad"],"_links":{"self":[{"href":"https:\/\/gogonihon.com\/en\/wp-json\/wp\/v2\/posts\/101024","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gogonihon.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gogonihon.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gogonihon.com\/en\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/gogonihon.com\/en\/wp-json\/wp\/v2\/comments?post=101024"}],"version-history":[{"count":0,"href":"https:\/\/gogonihon.com\/en\/wp-json\/wp\/v2\/posts\/101024\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gogonihon.com\/en\/wp-json\/wp\/v2\/media\/101025"}],"wp:attachment":[{"href":"https:\/\/gogonihon.com\/en\/wp-json\/wp\/v2\/media?parent=101024"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gogonihon.com\/en\/wp-json\/wp\/v2\/categories?post=101024"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gogonihon.com\/en\/wp-json\/wp\/v2\/tags?post=101024"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}